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Two years ago I could see that AI was going to tear through education like nothing before it. That was late to the party, but early enough to do something about it.

I had spent nearly 30 years in classrooms and staffrooms by then. I knew what institutional panic looked like. I was watching it happen in real time, and some days I still am: teachers inventing rules with no backing, administrators paralyzed, students caught between adults who cannot agree on what the technology even is, let alone what to do about it. I wrote three books to give schools a way to build their own governance without waiting for help that was not coming.

Then I started asking who was actually going to set the rules. The answer was not who anyone expected. Insurance companies are becoming the de facto regulators of AI. Not through legislation. Through renewal questionnaires, exclusion language, and the evidence they require before they will write a policy. The gap between what an institution says about AI governance and what it can prove to an underwriter is where the real risk lives.

That is what I work on now. I run an independent AI governance and assurance practice out of Edmonton, Alberta. I have completed assessments of school boards and districts across most of Canada and several states in the U.S. I have published seven whitepapers on the intersection of AI governance, insurance, and regulatory compliance. I contributed to the 100 Minds project from Edu AI Pakistan, which is expected to play a role in that nation's AI policy development.

I did not plan any of this. I set out to help schools that were drowning and followed the thread to where it led.

I do this to make sure children get to dream their own dreams, and that we all get a handle on AI while we still can.